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Michael Bock and Theresa NeSmith

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Michael Bock November 28, 2025

The Role of Mortgage Originators in Negotiating Loan Terms with Lenders

Many buyers only see the visible steps in the mortgage process, such as gathering documents or reviewing approval conditions. Behind the scenes, a mortgage originator plays a significant role in advocating for the borrower and helping secure loan terms that match the buyeris financial goals. This guidance can make the entire experience smoother and more successful.

Filed Under: Mortgage Tagged With: Home Loan Support, Mortgage Education, Mortgage Guidance

Michael Bock November 27, 2025

Thanksgiving Day Gratitude

Today is a day to pause and reflect on the people who make this work meaningful. We are truly thankful to every person who has allowed me to be part of their home journey. Whether we have worked together in the past, are connected right now, or will meet in the future, we appreciate the trust you place in us.

Filed Under: Holidays Tagged With: Grateful For You, Home Journey, Thankful Heart

Michael Bock November 26, 2025

The Role of Asset Verification in Mortgage Underwriting

When buyers apply for a mortgage, income and credit history get most of the attention. However, there is another essential part of the underwriting process that plays a major part in determining approval. Asset verification helps lenders understand the financial strength behind an application and gives them greater confidence in the borrower’s ability to manage the loan responsibly.

Filed Under: Mortgage Tips Tagged With: Asset Verification, Mortgage Tips, Underwriting Process

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Michael and Theresa Bock

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Michael Bock
Mortgage Loan Originator

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Michael NMLS #1749855
Theresa NMLS #1996065

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Michael Bock | NMLS #1749855
Theresa Bock | NMLS #1996065
Licensed Mortgage Loan Originators
Bock Mortgage Group LLC. | NMLS# 2504921

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Florida · Clearwater, FL · Pinellas County, FL · Brandon, FL · Pasco, FL · Saint Petersburg, FL · Wesley Chapel, FL · Riverview, FL · Tampa, FL

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