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Michael Bock and Theresa NeSmith

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Michael Bock November 12, 2024

What’s Ahead For Mortgage Rates This Week – November 12th, 2024

This week, the Federal Reserve’s preferred inflation data was released, and the results met expectations. This, along with recent GDP estimates, employment reports, and personal income/spending figures, paints a stable economic picture. It suggests that we may be on track for the Federal Reserve’s next round of rate cuts. The Federal Reserve has consistently stated its 2% inflation target and current figures show inflation at 2.1%. This indicates that a ‘soft landing’ for the economy could be within reach.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Michael Bock November 11, 2024

Supporting Veterans on Their Path to Homeownership And Honoring Our Heroes

Thank you, veterans, for your service, courage, and the legacy you continue to inspire.

Filed Under: Holidays Tagged With: Honoring Heroes, Support Our Veterans, Veterans Day

Michael Bock November 8, 2024

How Mortgages Compare To Other Loans

Planning to buy a home, finance a car, or cover unexpected expenses? Many loan options exist to help you achieve your financial goals, but choosing the right one can be challenging.

Filed Under: Mortagage Tips Tagged With: Loan Options, Mortgage, Mortgage Vs Personal Loan

Michael Bock November 7, 2024

What Are Your Options When Funding Your Down Payment?

Buying a home is a big milestone, and for many, saving for a down payment can feel like a major hurdle. Fortunately, there are several ways to make that down payment happen. Whether through savings, family gifts, 401(k) funds, or even second mortgages, understanding your options is key to making the best financial choice.

Filed Under: Home Mortgages Tagged With: 401K Withdrawl, Down Payment Options, Second Mortgage

Michael Bock November 6, 2024

Understanding an Appraisal Contingency in Your Home Purchase

When buying a home, you have the option to include contingencies in your purchase contract. These protect you by setting certain conditions that must be met for the contract to remain valid. If any contingency isn’t satisfied, you can back out of the sale without penalty.

Filed Under: Mortgage Tips Tagged With: Appraisal Contingency, Home Buying 101, Mortgage Tips

Michael Bock November 5, 2024

Understanding “Cash to Close” in Your Home Buying Journey

If you’ve received your Closing Disclosure from your lender, congratulations! You’re almost at the finish line of your home buying journey, ready to celebrate with keys in hand.

Filed Under: Home Mortgages Tagged With: Closing Costs, Home Loan Basics, Mortgage

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Michael and Theresa Bock

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Michael Bock
Mortgage Loan Originator

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Michael NMLS #1749855
Theresa NMLS #1996065

Bock Mortgage Group

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Michael Bock | NMLS #1749855
Theresa Bock | NMLS #1996065
Licensed Mortgage Loan Originators
Bock Mortgage Group LLC. | NMLS# 2504921

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Florida · Clearwater, FL · Pinellas County, FL · Brandon, FL · Pasco, FL · Saint Petersburg, FL · Wesley Chapel, FL · Riverview, FL · Tampa, FL

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