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Michael Bock and Theresa NeSmith

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Michael Bock August 15, 2024

The Impact of Inflation on Mortgage Rates and Homebuying Power

In today’s economic climate, inflation has become a hot topic, especially for potential homebuyers. Understanding how inflation affects mortgage rates and your homebuying power is crucial. Let’s see how it can impact your journey to homeownership.

Filed Under: Mortgage Rates Tagged With: Homebuying Power, Inflation, Mortgage Rates

Michael Bock August 14, 2024

What is a Flex Payment Mortgage?

Understanding your options when shopping for a mortgage is crucial to making the best financial decisions. One option that is not well known is the Flex Payment Mortgage. But what exactly is it, and how can it benefit you?

Filed Under: Mortgage Tagged With: Flexible Payments, Mortgage Flexibility, Mortgage Tips

Michael Bock August 13, 2024

Getting a Mortgage After Chapter 13 Bankruptcy

Filing for Chapter 13 bankruptcy can be a challenging experience, but it doesn’t mean the end of your dreams of homeownership. While the path to securing a mortgage after Chapter 13 might seem daunting, with careful planning and dedication, it’s entirely possible. Here’s how you can prepare yourself for a successful loan application and rebuild your dream home.

Filed Under: Bankruptcy History Tagged With: Home After Bankruptcy, Mortgage Tips, Rebuild Your Credit

Michael Bock August 12, 2024

What’s Ahead For Mortgage Rates This Week – August 12th, 2024

With so little in the way of data releases following the previous week’s FOMC Rate Decision, we’re left with a small release schedule with Consumer Credit and U.S. Trade Deficit rounding up the reports. While relatively light indicators of the current health of the economy, they are still useful for determining more impactful trends in the future. Next week, the inflation data reports with the CPI and PPI are the ones to look out for. This time, these are the ones that will largely determine whether we see rate cuts this year, and lending partners have already been lowering rates in anticipation.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Michael Bock August 9, 2024

Exploring Alternative Paths to Homeownership

Purchasing a home is a significant milestone, and traditional mortgages aren’t the only route to achieving this dream. For many homebuyers, especially those who may face challenges with conventional financing, exploring alternative financing options can be a game-changer. We will discuss three creative financing options: rent-to-own, lease-purchase agreements, and shared equity arrangements.

Filed Under: Home Buyer Tips Tagged With: Creative Financing, Home Buying, Tips Rent To Own

Michael Bock August 8, 2024

Understanding Foreclosure and How to Avoid It

As a homeowner, the thought of foreclosure can be daunting. Understanding what foreclosure is and how to prevent it can provide peace of mind and safeguard your investment.

Filed Under: Foreclosure Tagged With: Foreclosure Prevention, Homeowner Advice, Mortgage Help

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Michael and Theresa Bock

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Michael Bock
Mortgage Loan Originator

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Michael NMLS #1749855
Theresa NMLS #1996065

Bock Mortgage Group

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Michael Bock | NMLS #1749855
Theresa Bock | NMLS #1996065
Licensed Mortgage Loan Originators
Bock Mortgage Group LLC. | NMLS# 2504921

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Florida · Clearwater, FL · Pinellas County, FL · Brandon, FL · Pasco, FL · Saint Petersburg, FL · Wesley Chapel, FL · Riverview, FL · Tampa, FL

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