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Michael Bock and Theresa NeSmith

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Michael Bock June 4, 2024

Understanding Joint Mortgages for Couples

Entering into a joint mortgage can be a significant milestone for couples, marking the beginning of their journey toward homeownership together. However, like any financial decision, it’s essential to weigh the pros and cons carefully.

Filed Under: Mortgage Tagged With: Joint Mortgage, Mortgage

Michael Bock June 3, 2024

What’s Ahead For Mortgage Rates This Week – June 3rd, 2024

The Federal Reserve’s preferred inflation data, the PCE Index, was the highlight of this week. These were followed up loosely by trade balance, retail inventories, and GDP — all of which are strong secondary indicators for current inflation.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Michael Bock May 31, 2024

The Difference Between Prime and Subprime Mortgages

Understanding the difference between prime and subprime mortgages is essential for anyone entering the world of home financing. Prime mortgages are tailored for individuals with exemplary credit scores and stable financial profiles, offering them lower interest rates and more favorable loan conditions.

Filed Under: Mortgage Application Tagged With: Mortgage, Mortgage Options, Mortgage Term

Michael Bock May 30, 2024

Energy Efficient Mortgage (EEM) Programs – The Green Loan

Are you dreaming of owning a home that not only suits your lifestyle but also helps you save on energy bills? Well, it might sound like a dream, but with Energy Efficient Mortgage (EEM) programs, it’s entirely within reach.

Filed Under: Home Mortgage Tagged With: Energy Efficient Mortgage, Environmentally Friendly, Green Homes

Michael Bock May 29, 2024

Understanding The Advantages and Risks Of Wraparound Mortgages

These days real estate transactions have become more and more creative with financing solutions that often emerge to meet the diverse needs of buyers and sellers.

Filed Under: Mortgage Tagged With: Flexibility, Mortgage, WrapAround Mortgage

Michael Bock May 28, 2024

What’s Ahead For Mortgage Rates This Week – May 28th, 2024

The Consumer Sentiment Report was the sole important report to take place the prior week, keeping with the trend of the cooling off period that happens the weeks following the CPI and PPI data releases.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

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Michael and Theresa Bock

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Michael Bock
Mortgage Loan Originator

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Michael NMLS #1749855
Theresa NMLS #1996065

Bock Mortgage Group

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Michael Bock | NMLS #1749855
Theresa Bock | NMLS #1996065
Licensed Mortgage Loan Originators
Bock Mortgage Group LLC. | NMLS# 2504921

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Florida · Clearwater, FL · Pinellas County, FL · Brandon, FL · Pasco, FL · Saint Petersburg, FL · Wesley Chapel, FL · Riverview, FL · Tampa, FL

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