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Michael Bock and Theresa NeSmith

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Michael Bock May 16, 2024

Exploring Home Improvement Loans

Want to upgrade your home but short on cash? Home improvement loans can help! They’re like a financial boost for fixing up your place without draining your savings. But with so many options, how do you pick the right one? Let’s review the options.

Filed Under: Mortgage Tagged With: Home Improvement, Loan Options, Mortgage 

Michael Bock May 15, 2024

Strategies for Single Homebuyers

Are you a single individual ready to take the plunge into homeownership? Congratulations! While the journey might seem overwhelming, especially when it comes to securing a mortgage, there is no need to worry. With the right strategies and tips, you can navigate the process with confidence and success.

Filed Under: Mortagage Tips Tagged With: Finance's, New Mortgage, Single Homeowner

Michael Bock May 14, 2024

How Do Mortgage Points Cut Your Interest Costs?

Those who are involved in the real estate industry likely know that mortgage rates are at an all-time low. At the same time, nobody wants to pay more for a house than they have to. Some of the most important factors that dictate how much someone is going to pay for a house include points and interest rates.

Filed Under: Mortgage Tagged With: Interest Rates, Mortgage, Mortgage Points

Michael Bock May 13, 2024

What’s Ahead For Mortgage Rates This Week – May 13th, 2024

An extremely light week following the FOMC, with the only note-worthy reporting being the Consumer Sentiment reports from the University of Michigan, which gives a long term outlook of the consumer on the economy. The report has come in well under expectations, much more so than any previous release in the last 6 months. This is largely due to the increase in the cost of living for every sector.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Michael Bock May 10, 2024

Understanding the Vital Role of Homeowners Insurance in Mortgage Agreements

Owning a home is a dream for many, representing a significant milestone and a considerable financial investment. However, along with the excitement of homeownership comes a set of responsibilities and financial commitments. One of the most crucial aspects of safeguarding your investment is securing homeowners insurance.

Filed Under: Mortgage Tips Tagged With: Homeowners Insurance, Mortgage, Protection

Michael Bock May 9, 2024

The 5 C’s of Mortgage Underwriting

Buying a home is one of the most significant financial decisions most of us will ever make. It’s a journey filled with excitement, anticipation, and sometimes, a touch of anxiety. Among the many steps involved in this process, understanding mortgage underwriting is crucial. To demystify this complex process, let’s delve into the 5 C’s of mortgage underwriting.

Filed Under: Mortgage Application Tagged With: Application Approval, Mortgage, Underwriting

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Michael and Theresa Bock

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Michael Bock
Mortgage Loan Originator

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Michael NMLS #1749855
Theresa NMLS #1996065

Bock Mortgage Group

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Michael Bock | NMLS #1749855
Theresa Bock | NMLS #1996065
Licensed Mortgage Loan Originators
Bock Mortgage Group LLC. | NMLS# 2504921

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Florida · Clearwater, FL · Pinellas County, FL · Brandon, FL · Pasco, FL · Saint Petersburg, FL · Wesley Chapel, FL · Riverview, FL · Tampa, FL

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