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Michael Bock and Theresa NeSmith

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Michael Bock March 4, 2024

What’s Ahead For Mortgage Rates This Week – March 4th, 2024

A number of important consumer related data reports were released last week, giving us a clearer picture on inflation impacts and the state of the economy on a broader scale. First up, looking at the First Revision of GDP numbers, we are seeing they had fallen slightly below expectations, but still showing the economy has not deflated at all as of the result of the prior years’ repeated rate hikes.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Michael Bock March 1, 2024

Understanding Debt-to-Income Ratio: A Key Factor in Mortgage Approval

When it comes to securing a mortgage for your dream home, there’s a crucial number that can make or break your application: your debt-to-income ratio (DTI).

Filed Under: Credit Scoring Tagged With: Credit Score, Debt to Income, Mortgage

Michael Bock February 29, 2024

4 Common Remodeling Mistakes and How to Avoid Them

Investing in your home by remodeling or renovating is an excellent way to increase its value. However, a significant renovation project can quickly turn into a disaster, especially for those who are inexperienced. Let’s take a look at four of the more common home renovation mistakes that homeowners make and how you can avoid them.

Filed Under: Around The Home Tagged With: Around The Home, Homeowner Tips, Upgrades and Renovations

Michael Bock February 28, 2024

Navigating the Impact of Environmental Factors on Property Values

As our world becomes increasingly conscious of sustainability, it’s crucial to understand how the environment can shape the value of your home or potential investment.

Filed Under: Housing Market Tagged With: Environmental Factors, Property Values, Regulation's

Michael Bock February 27, 2024

Exploring the Pros and Cons of Using Personal Loans and Refinancing for Home Renovations

Undertaking home renovations can be an exciting endeavor, whether you’re looking to enhance your living space, increase property value, or simply modernize your home. However, financing these projects can often pose a significant challenge

Filed Under: Mortagage Tips Tagged With: Mortgage, Personal Loan, Renovations

Michael Bock February 26, 2024

What’s Ahead For Mortgage Rates This Week – February 26th, 2024

A government holiday followed by an extremely light release schedule has led to a limited amount of data, with the FOMC Minutes being the only impactful report for the prior week. The Federal Reserve had stated they will continue to maintain their current stance in light of the most recent inflation data. With rates holding into the year, as a result, lending partners have started back tracking some of their recent rate cuts. Lastly, Unemployment Numbers are seen to be well within expectations.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

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Michael and Theresa Bock

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Michael Bock
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Michael NMLS #1749855
Theresa NMLS #1996065

Bock Mortgage Group

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Michael Bock | NMLS #1749855
Theresa Bock | NMLS #1996065
Licensed Mortgage Loan Originators
Bock Mortgage Group LLC. | NMLS# 2504921

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Florida · Clearwater, FL · Pinellas County, FL · Brandon, FL · Pasco, FL · Saint Petersburg, FL · Wesley Chapel, FL · Riverview, FL · Tampa, FL

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