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Michael Bock and Theresa NeSmith

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Team Mortgage Mikes February 25, 2021

An Overview Of Mortgage Points On Home Loans

Unless someone works in the real estate or mortgage industry, there is a high likelihood that they are going to run into unfamiliar terms. Appraisals, underwriting, and private mortgage insurance are a few of the examples. One of the most common terms that people might run into is termed mortgage points. Even though the term “points” might sound positive, this is not always the case. What do people need to know about mortgage points?

Filed Under: Mortgage Tagged With: Interest Rates, Mortgage, Mortgage terms

Team Mortgage Mikes February 24, 2021

Case-Shiller Reports Home Prices Rise at Fastest Pace in 7 Years

S & P Case-Shiller Home Price Indices reported the fastest pace of U.S home price growth in seven years. National home prices grew by 10.40 percent year-over-year in December as compared to November’s reading of 9.50 percent home price growth on a year-over-year basis.

Filed Under: Financial Reports Tagged With: Case-Shiller, FHFA, Home Prices

Team Mortgage Mikes February 23, 2021

Three Tips For Reducing Your Closing Costs If You’re Looking Forward To Buying A Home In The Spring

Home buying has costs associated with it other than the mortgage itself. Known as closing costs,,these fees are a part of the home buying process and they are due at the time that the mortgage is finalized. Buyers, however, can negotiate these costs and reduce the expense with a little bit of effort and with the help of a good mortgage professional.

Filed Under: Home Mortgage Tips Tagged With: Buying A Home, Closing Costs, Home Mortgage Tips

Team Mortgage Mikes February 22, 2021

What’s Ahead For Mortgage Rates This Week – February 22, 2021

Last week’s economic reporting included readings from the National Association of Home Builders Housing Market Index, Commerce Department readings on housing starts and building permits issued along with data on sales of previously-owned homes. Weekly readings on mortgage rates and jobless claims were also released.

Filed Under: Financial Reports Tagged With: COVID19, Financial Report, Mortgage Rate Rise

Team Mortgage Mikes February 19, 2021

Variable-Rate VS. Fixed-Rate Mortgages – Which Is Better For Your Financial Situation?

If you are thinking about applying for a mortgage, it is important that you consider all of the options carefully and that you understand the key differences between them. Let’s compare variable-rate and fixed-rate mortgages to see which might be the best in your situation.

Filed Under: Mortgage Rates Tagged With: Home Mortgage Tips, Interest Rates, Mortgages

Team Mortgage Mikes February 18, 2021

Understanding The Key Factors That Affect Your Mortgage Interest Rate

When you initially start shopping for a home mortgage, you may be drawn to advertisements for ultra-low interest rates. However, the unfortunate truth is that all too often, mortgage applicants are unpleasantly surprised and even disheartened to learn that they do not qualify for the advertised interest rate.

Filed Under: Mortgage Rates Tagged With: Home Mortgage Tips, Interest Rates, Mortgages

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Michael and Theresa Bock

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Michael Bock
Mortgage Loan Originator

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Michael NMLS #1749855
Theresa NMLS #1996065

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Michael Bock | NMLS #1749855
Theresa Bock | NMLS #1996065
Licensed Mortgage Loan Originators
Bock Mortgage Group LLC. | NMLS# 2504921

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Florida · Clearwater, FL · Pinellas County, FL · Brandon, FL · Pasco, FL · Saint Petersburg, FL · Wesley Chapel, FL · Riverview, FL · Tampa, FL

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