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Michael Bock and Theresa NeSmith

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Team Mortgage Mikes May 12, 2023

Should You Help Your Kids Pay for Their Mortgage?

It’s important to evaluate your own financial situation before deciding whether to help your kids pay for their mortgage. Make sure that you can afford to provide financial assistance without jeopardizing your own financial security.

Filed Under: Mortgage Tagged With: Helping Your Children, Mortgage, Taxes

Team Mortgage Mikes May 11, 2023

Should I Airbnb My Home?

One of the main reasons people Airbnb their homes is to earn extra income. By renting out their homes to guests, hosts can earn money that can be used to pay bills, save for a vacation, or invest in their future. The decision to Airbnb your home ultimately depends on your personal circumstances and preferences.

Filed Under: Mortgage Tagged With: Airbnb, Mortgage, Real Estate Investments

Team Mortgage Mikes May 10, 2023

What is Cash to Close?

The Cash to Close amount is calculated by subtracting any applicable credits, such as earnest money or seller contributions, from the total amount of funds needed to complete the transaction. The resulting figure represents the final amount of cash that the buyer needs to bring to the closing.

Filed Under: Mortgage Tagged With: Cash to Close, Closing Costs, Mortgage

Team Mortgage Mikes May 9, 2023

What Is A Mechanic’s Lien?

To initiate a mechanic’s lien, the contractor or supplier must follow a specific set of procedures, which can vary depending on the jurisdiction. Generally, these procedures involve filing a notice of claim with the appropriate government office, notifying the property owner of the claim, and giving the owner an opportunity to dispute the claim.

Filed Under: Mortgage Tagged With: Contractor, Debt, Mortgage

Team Mortgage Mikes May 8, 2023

What’s Ahead For Mortgage Rates This Week – May 8, 2023

Last week’s economic news included reporting on construction spending, the Federal Reserve’s decision to raise its benchmark interest rate, and weekly readings on mortgage rates and jobless claims.

Filed Under: Financial Reports Tagged With: Case-Shiller, Financial Report, Mortgage Rates

Team Mortgage Mikes May 5, 2023

5 Important Questions to Ask When Buying New Construction

Buying a new home is exciting. Buying a brand new home can be even more so with the realization of being the first owner and possibly being able to choose your own layout and finishes. The prospect of owning new construction is definitely exciting, but it doesn’t come without its own set of questions.

Filed Under: Home Buyer Tips Tagged With: Home Buyer, New Construction, Questions to ask

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Michael and Theresa Bock

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Michael Bock
Mortgage Loan Originator

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Michael NMLS #1749855
Theresa NMLS #1996065

Bock Mortgage Group

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Michael Bock | NMLS #1749855
Theresa Bock | NMLS #1996065
Licensed Mortgage Loan Originators
Bock Mortgage Group LLC. | NMLS# 2504921

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Florida · Clearwater, FL · Pinellas County, FL · Brandon, FL · Pasco, FL · Saint Petersburg, FL · Wesley Chapel, FL · Riverview, FL · Tampa, FL

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Valrico, FL 33596

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