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Michael Bock and Theresa NeSmith

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Michael Bock January 30, 2025

Can You Buy Land with a VA Loan?

The VA loan program offers exceptional benefits to veterans, active-duty service members, and eligible surviving spouses, including no down payment, competitive interest rates, and no private mortgage insurance (PMI). But what about buying land?

Filed Under: Mortagage Tips Tagged With: Land Purchase, VA Loans, Veterans Benefits

Michael Bock January 29, 2025

Can You Be a First-Time Homebuyer Again?

Purchasing a home is a significant milestone, and first-time homebuyer programs make the process easier for many stepping into homeownership. But what if you’ve owned a home before or are currently a homeowner?

Filed Under: Home Financing Tips Tagged With: Affordable Housing, First Time HomeBuyer, Home Buying Tips

Michael Bock January 28, 2025

What to Do If Interest Rates Drop After Getting a Mortgage

When securing a mortgage, buyers aim to lock in the best possible interest rate. But what if interest rates fall after you’ve closed on your loan? Are you stuck with your current rate?

Filed Under: Home Mortgage Tips Tagged With: Lower Interest Rates, Mortgage Tips, Refinance Options

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Michael and Theresa Bock

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Michael Bock
Mortgage Loan Originator

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Michael NMLS #1749855
Theresa NMLS #1996065

Bock Mortgage Group

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Michael Bock | NMLS #1749855
Theresa Bock | NMLS #1996065
Licensed Mortgage Loan Originators
Bock Mortgage Group LLC. | NMLS# 2504921

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Florida · Clearwater, FL · Pinellas County, FL · Brandon, FL · Pasco, FL · Saint Petersburg, FL · Wesley Chapel, FL · Riverview, FL · Tampa, FL

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