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Michael Bock and Theresa NeSmith

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Michael Bock November 15, 2024

Understanding the Difference Between Mortgage Brokers and Mortgage Lenders

This is where understanding the difference between a mortgage broker and a mortgage lender can help. Both play essential roles in the home loan process, but they function in very different ways. Let’s break it down so you can determine which path might work best for you when seeking mortgage financing.

Filed Under: Home Buyer Tips Tagged With: Home Buying, Mortgage Broker, Mortgage Lender

Michael Bock September 24, 2024

Tips and Insights on Home Buying with Bad Credit

When thinking about homeownership, a perfect credit score often seems like the golden ticket. But what if your credit history isn’t picture-perfect?

Filed Under: Home Buyer Tips Tagged With: Bad Credit, Homebuying Tips, Mortgage

Michael Bock September 5, 2024

What Single Moms Should Know About First-Time Homebuyer Grants

Owning a home as a single mom might seem challenging, but it’s more achievable than you think. With the right resources, first-time homebuyer grants, and housing programs, you can turn the dream of homeownership into reality. Here’s what you need to know.

Filed Under: Home Buyer Tips Tagged With: First-Time Homebuyer Grants, Mortgage, Single Mom

Michael Bock August 23, 2024

How to Transition from Renting to Homeownership

Transitioning from renting to homeownership is an exciting and significant milestone in anyone’s life. This journey, while thrilling, can also be filled with questions and uncertainties. I am here to guide you through this process, ensuring a smooth and successful transition working with your real estate agent.

Filed Under: Home Buyer Tips Tagged With: First Time HomeBuyer, Homebuying Tips, Homeownership

Michael Bock August 9, 2024

Exploring Alternative Paths to Homeownership

Purchasing a home is a significant milestone, and traditional mortgages aren’t the only route to achieving this dream. For many homebuyers, especially those who may face challenges with conventional financing, exploring alternative financing options can be a game-changer. We will discuss three creative financing options: rent-to-own, lease-purchase agreements, and shared equity arrangements.

Filed Under: Home Buyer Tips Tagged With: Creative Financing, Home Buying, Tips Rent To Own

Michael Bock July 16, 2024

Understanding Warrantable vs. Non-Warrantable When Purchasing a Condo

When you’re shopping for a condo, there’s a bit more on your plate than just the typical homebuying concerns like credit scores, interest rates, and loan programs. A crucial aspect is understanding the role of the Homeowners’ Association (HOA) and whether the condo is warrantable or non-warrantable. This distinction can significantly impact your mortgage process and future as a condo owner.

Filed Under: Home Buyer Tips Tagged With: Condo Buying, Home Buying, Mortgage Tips

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Michael and Theresa Bock

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Michael Bock
Mortgage Loan Originator

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Michael NMLS #1749855
Theresa NMLS #1996065

Bock Mortgage Group

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Michael Bock | NMLS #1749855
Theresa Bock | NMLS #1996065
Licensed Mortgage Loan Originators
Bock Mortgage Group LLC. | NMLS# 2504921

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Florida · Clearwater, FL · Pinellas County, FL · Brandon, FL · Pasco, FL · Saint Petersburg, FL · Wesley Chapel, FL · Riverview, FL · Tampa, FL

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