Mortgage Archives - Page 22 of 73

Team Mortgage Mikes April 5, 2023

How To Successfully Use Your Down Payment to Achieve Your Home Buying Goals

When you are considering purchasing a home, understanding the lending guidelines regarding a down payment is important.

Team Mortgage Mikes March 31, 2023

White Lies That Could Make It Harder To Buy A Home

Right now, the real estate market is very competitive, and you might be tempted to use a few white lies to make your offer seem more competitive. No matter how much you want to purchase a home, you need to make sure you are completely honest and open when you go through the process from start to finish.

Team Mortgage Mikes March 30, 2023

Rebuilding Costs: Rethinking How Much Homeowners Insurance You Really Need

Buying a home comes with numerous financial planning obligations. It’s far from a turn-key operation and one of the significant challenges involves developing a working knowledge about things often outside your area of expertise.

Team Mortgage Mikes March 23, 2023

Mortgage Interest Rate Versus APR: What To Know

When you go through the process of applying for a mortgage, you need to make sure you understand all of the terms on the page. Two of the most common numbers you will come across include the mortgage rate and the APR. Many people associate both of these numbers with interest rates, but you will probably notice that they are not quite the same. What are the differences between these two numbers, and how are they going to impact your mortgage loan?

Team Mortgage Mikes March 22, 2023

Navigating A Market With Higher Interest Rate

Even though interest rates have gone up significantly during the past few months, there are still opportunities for you to find a home at a great price. The high interest rate can be discouraging for some people, but as long as you know how to navigate the market, you can still put yourself in a position to be successful.

Team Mortgage Mikes March 17, 2023

Is A VA Loan The Best Option For Your Needs?

If you plan on buying a house in the near future, there are a few mortgage options available. One potential option is called a VA loan. This is a loan that has been backed by the Department of Veterans Affairs, and it could provide you with some added flexibility that you can use to purchase a house. Is a VA loan right for you? There are a few points to keep in mind.