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Michael Bock and Theresa NeSmith

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Team Mortgage Mikes May 17, 2022

Use A Fixer-Upper Mortgage To Expand Your Options

Regardless of whether they are brand new or resale homes, there simply are not enough affordable homes for first-time homebuyers. A significant number of new houses are built for people who are looking to purchase their second or third home. Furthermore, because there is a lot of demand for affordable entry-level houses, their prices have gone up. This makes it very difficult for first-time homebuyers to qualify for a mortgage for an entry-level home.

Filed Under: Mortgage Tagged With: Mortgage, Refinance, Renovation Loan

Team Mortgage Mikes May 12, 2022

ARM Loans: What To Know

Many people are wondering what type of home loan is right for them, and one of the options is an ARM loan. This is an adjustable-rate mortgage. Typically, the rate is fixed for a certain amount of time, but it can change after that. Adjustable-rate mortgages will vary depending on the market. Is an ARM a smart loan option? There are some situations where an ARM loan can be helpful, but people need to be careful with them.

Filed Under: Mortgage Tagged With: ARM Loans, Mortgage, Mortgage Rates

Team Mortgage Mikes May 11, 2022

The Younger Generations Are Interested In Owning A Home

The real estate market has been red hot this year, with many people looking to purchase a home because of record-low interest rates.

Filed Under: Mortgage Tagged With: Mortgage, Mortgage Payment, Younger Generations

Team Mortgage Mikes May 5, 2022

Many Millennials Need More Space

There are many Millennials who are looking for a home, and many of them are getting ready to trade up for more space. If you think you need more space, you may have more buying power than you realize. The coronavirus pandemic has led to a lot of changes, and you might be able to use the equity in your home to purchase a bigger house with more features.

Filed Under: Mortgage Tagged With: Housing Market, Millennials, Mortgage

Team Mortgage Mikes May 4, 2022

Refinancing: Check Your Financials First

You have probably heard that refinancing could help you save money on your home loan. Even though you are probably focused on current mortgage interest rates, feverishly comparing them to your own interest rate, you need to check your financials first. What are a few important indicators of your financial health that you need to check before you go through the refinancing process?

Filed Under: Mortgage Tagged With: Debt to Income, Mortgage, Refinance

Team Mortgage Mikes April 29, 2022

There Are Several Great Reasons To Consider Buying A Condo Today

Many would-be homebuyers are now considering buying a condominium instead. Condominiums may be a good option for first-time buyers who are experiencing obstacles when searching for properties that meet their budgets and other criteria. Here’s why:

Filed Under: Mortgage Tagged With: Condo, Mortgage, New Home

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Michael and Theresa Bock

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Michael Bock
Mortgage Loan Originator

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Michael NMLS #1749855
Theresa NMLS #1996065

Bock Mortgage Group

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Michael Bock | NMLS #1749855
Theresa Bock | NMLS #1996065
Licensed Mortgage Loan Originators
Bock Mortgage Group LLC. | NMLS# 2504921

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Florida · Clearwater, FL · Pinellas County, FL · Brandon, FL · Pasco, FL · Saint Petersburg, FL · Wesley Chapel, FL · Riverview, FL · Tampa, FL

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