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Michael Bock and Theresa NeSmith

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Team Mortgage Mikes February 8, 2022

Analyzing The Closing Disclosure: What Everyone Must Know

It is exciting to hear that an offer has been accepted, and many homeowners are ready to move into their new houses as quickly as possible. At the same time, homeowners must take the time to review all documents associated with the purchase

Filed Under: Mortgage Tagged With: Mortgage Documents, Mortgage Explained, Mortgage Fees

Team Mortgage Mikes February 4, 2022

How To Deal With An Appraisal Gap

The vast majority of people will need to go through a mortgage lender when purchasing a home. One of the last steps in the purchase process is the home appraisal.

Filed Under: Mortgage Tagged With: Appraisal, Mortgage, Valuation

Team Mortgage Mikes January 26, 2022

Why Purchasing A House In 2022 Is Smart Despite Inflation

Anyone who has paid attention to the news has likely noticed that inflation is a constant headline. Inflation takes place when the average cost of goods and services begins to rise. There are a number of reasons why inflation has been rising at record rates during 2021 and 2022.

Filed Under: Mortgage Tagged With: Inflation, Mortgage, Mortgage Rates

Team Mortgage Mikes January 25, 2022

Buying A Second Home As A First Home: What To Know

Many first-time homebuyers are having a difficult time finding the right purchase. Therefore, a new trend is catching on. Some people are renting in the city, where property values are more expensive. Then, they buy a vacation home in the suburbs. Is it smart to buy a second home as a first home?

Filed Under: Mortgage Tagged With: Interest Rates, Second Home, Vacation Home

Team Mortgage Mikes January 14, 2022

Maintain A Home’s Value With These Helpful Home Maintenance Tips

A home is an investment, so it is important to treat it as such. The best time to capitalize on a home’s value is when it is sold. Therefore, it is important to take care of it with some simple home maintenance tips.

Filed Under: Mortgage Tagged With: Home Maintenance, Home Maintenance Tips, Mortgage

Team Mortgage Mikes January 12, 2022

Does Shopping Around for A Mortgage Pre-Approval Hurt Your Credit Rating?

Smart homebuyers know that mortgage rates and terms can vary widely among lenders. While your credit score and history will influence what rates and terms you’re offered, there’s a wide range of flexibility, which means shopping around for a pre-approval makes sense. At the same time, it’s important to minimize credit inquiries to protect your credit rating.

Filed Under: Mortgage Tagged With: Credit Score, Mortgage, Mortgage Rates

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Michael and Theresa Bock

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Michael Bock
Mortgage Loan Originator

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Michael NMLS #1749855
Theresa NMLS #1996065

Bock Mortgage Group

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Michael Bock | NMLS #1749855
Theresa Bock | NMLS #1996065
Licensed Mortgage Loan Originators
Bock Mortgage Group LLC. | NMLS# 2504921

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Florida · Clearwater, FL · Pinellas County, FL · Brandon, FL · Pasco, FL · Saint Petersburg, FL · Wesley Chapel, FL · Riverview, FL · Tampa, FL

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