When it comes to putting a down payment on a house, most lenders are going to ask for 20 percent; however, some lenders will be willing to accept a smaller down payment in exchange for something else. That something else is usually mortgage insurance. If a lender says they are asking for mortgage insurance, which is also shortened to PMI, it is important for everyone to know what this means.
Should You Buy A Home Warranty?
When you buy a new house, the first thing you want to do is protect your investment. You already have property insurance. Should you also buy a home warranty?
What Is A Home Warranty?
A home warranty isn?t the same thing as insurance. Home warranties are service contracts. If a covered item breaks down and it?s covered in the terms of the warranty, the home warranty company will pay to fix or replace that item.
How To Tell If A Home Has Been Well-Maintained
As a homebuyer, your real estate agent will do their best bring you to see homes that meet the criteria you asked for. However, there’s no guarantee that a home will have a history of being properly cared for.
The Most And Least Expensive Cities In America
The cost of living in America varies widely in different parts of the country. In general, it is less expensive to live in the country than in the cities. However, there are many cities where the cost of living is modest compared to others where the money needed to live there is outrageous in comparison.
Buying A Home: You Might Be Able To Skip The Home Appraisal – But Should You?
Appraisals are important because they protect not only the seller and buyer but also the lender. The lender wants to make sure they know what the property is worth. Therefore, an appraisal is more about valuing the property and not about the price of the home.
7 Reasons To Buy A Home In The Summer Months
If you’ve been putting off your house hunting, it’s time to head out. Summer is the best season to go shopping for a new home, for a variety of reasons.
1. More Inventory
Homeowners list their homes for sale in the summer more often than any other season. When you shop for a new home during this time, you?ll have a much wider selection of homes to choose from.
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