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Michael Bock and Theresa NeSmith

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Team Mortgage Mikes March 5, 2020

Most Renters Are Paying Far More Than Their Landlord’s Mortgage

In the overwhelming majority of the 50 largest cities across the U.S., monthly rent is more than the mortgage payment for single-family homes. In several cases, much more.

Filed Under: Mortgage Tagged With: Market Conditions, Mortgage, Rental Property

Team Mortgage Mikes February 28, 2020

Should I Pay Off My Mortgage Or Invest the Money?

To understand what to do with a windfall or extra disposable income when it comes to paying down a mortgage or investing the money, we need to discuss and understand the concept of opportunity cost.

Filed Under: Mortgage Tagged With: Financing Options, Mortgage, Tax Implications

Team Mortgage Mikes February 27, 2020

Find The Best Mortgage Deal With A Few Simple Steps

Currently, this is a great time to be in the market for a new home. The interest rates on mortgages have fallen countless times over the past few years. Even though interest rates have been in the double-digits in the past, there are homeowners today who are able to agree to a mortgage for less than three percent.

Filed Under: Mortgage Tagged With: Credit Score, Financing Options, Mortgage

Team Mortgage Mikes February 26, 2020

Ensuring Home Contractors Are Following The Rules Under HICPA

There are many homeowners who hire contractors to make repairs or upgrades on their homes. It is critical for home improvement contractors to follow all rules and regulations set forth by the law. These regulations have been set forth under the Home Improvement Consumer Protection Act, or HICPA.

Filed Under: Mortgage Tagged With: Home Construction, Home Repairs, Mortgage

Team Mortgage Mikes February 25, 2020

3 Tips to Find the Best Neighborhood to Live In

The vast majority of people are going to move at least once in their life. Moves can vary in distance. Sometimes, these moves are across town. Other times, they might be across the country. Regardless of the distance, is important to find a neighborhood that fits both the budget and lifestyle. There are a few tips to keep in mind.

Filed Under: Mortgage Tagged With: Cost of Living, Mortgage, Relocation

Team Mortgage Mikes February 21, 2020

FHA Down Payment Requirements: Homeownership Without A Big Savings Account

Buying a home for the first time can be a challenge. One of the tools created to help people buy a home for the first time comes in the form of FHA loans. There were loans that were supported by the Federal Housing Administration (FHA). They can require a down payment that is as low as 3.5 percent.

Filed Under: Mortgage Tagged With: Financing Options, Mortgage, PMI

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Michael and Theresa Bock

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Michael Bock
Mortgage Loan Originator

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Michael NMLS #1749855
Theresa NMLS #1996065

Bock Mortgage Group

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Michael Bock | NMLS #1749855
Theresa Bock | NMLS #1996065
Licensed Mortgage Loan Originators
Bock Mortgage Group LLC. | NMLS# 2504921

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Florida · Clearwater, FL · Pinellas County, FL · Brandon, FL · Pasco, FL · Saint Petersburg, FL · Wesley Chapel, FL · Riverview, FL · Tampa, FL

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