Bock Mortgage Group - Michael Bock and Theresa NeSmith

Team Mortgage Mikes October 7, 2021

Exploring Asbestos Prevention And The Top Green Alternatives

Houses across the country come in all shapes and sizes. Some of them are older than others, so they might come with aspects that are a bit outdated.

Team Mortgage Mikes October 6, 2021

Getting Your Mortgage Application Approved As A Self-Employed, First-Time Homebuyer

A significant number of people are self-employed, which means they might be relying on this income to apply for a mortgage. It is true that people who are self-employed may face additional challenges when trying to get approved for a home loan when compared to someone with traditional W2 income, these are obstacles that can be overcome. With the right qualifications and documentation, even first-time homebuyers who are self-employed should be able to qualify for the home loan they need.

Team Mortgage Mikes October 5, 2021

The Top Benefits Of Having Mortgage Debt

The vast majority of people need to take out a loan to purchase a home. While there are many forms of debt that people would rather avoid, some types of debt can actually be positive. This includes mortgage debt. What are a few of the top benefits of having mortgage debt?

Team Mortgage Mikes October 4, 2021

What’s Ahead For Mortgage Rates This Week – October 4, 2021

Last week’s economic reporting included readings from S&P Case Shiller Home Price Indices, the National Association of Realtors(R)’ report on pending home sales, and the University of Michigan’s final consumer sentiment index for September. Weekly readings on mortgage rates and jobless claims were also released.

Team Mortgage Mikes October 1, 2021

Understanding the Reverse Mortgage and How to Best Use This Unique Financial Tool

If you’ve studied the real estate market recently, you’ve probably heard about the reverse mortgage. This unique tool is a financial arrangement designed for senior citizens who have limited incomes and want to use the equity in their homes to meet their everyday expenses. And although it’s becoming increasingly popular, few homeowners truly understand it.

Team Mortgage Mikes September 30, 2021

A Mortgage Pre-Approval Letter: How Long Does It Last?

Buyers need to make sure they are competitive when they make an offer on a house. One of the ways to do that is to get a pre-approval letter. What does this mean, and how long does it last?