Bock Mortgage Group - Michael Bock and Theresa NeSmith

Michael Bock July 4, 2024

Celebrating Independence Day: More Than Just Fireworks and BBQs

While fireworks, barbecues, and parades are fundamental to our 4th of July celebrations, the spirit of Independence Day runs much deeper.

Michael Bock July 3, 2024

How to Read Your Mortgage Statement: What to Look For and How to Ensure Its Accuracy

Your mortgage statement is an important document that provides detailed information about your home loan. Understanding it can help you manage your mortgage more effectively, identify potential issues early, and ensure you’re on track with your payments.

Michael Bock July 2, 2024

Understanding Graduated Payment Mortgages

When it comes to buying a home, you will find many mortgage options available. One of the lesser-known but potentially advantageous choices is the Graduated Payment Mortgage (GPM).

Michael Bock July 1, 2024

What’s Ahead For Mortgage Rates This Week – July 1st, 2024

Following the release of key data such as the FOMC rate decision and CPI and PPI inflation reports, only the PCE Index reports remained to set the course, which are coming in well within expectations. The Consumer Confidence Report is also a significant concern since it influences broader economic decisions when consumers hesitate to spend, usually due to rising living costs.

Michael Bock June 28, 2024

Understanding the Role of HUD in Regulating Mortgage Lending Practices

With various regulations and guidelines to follow, it’s crucial to understand the role of the U.S. Department of Housing and Urban Development (HUD) in this landscape. HUD plays a vital role in regulating mortgage lending practices to ensure fair and equitable access to housing. In this blog post, we’ll delve into the functions of HUD and how they impact mortgage lending practices.

Michael Bock June 27, 2024

How Divorce Affects Mortgage Responsibilities: What Changes, Who is Responsible, and More

Divorce is a challenging life event that can significantly impact various aspects of your financial life, including your mortgage responsibilities. When couples decide to part ways, the fate of the family home and the associated mortgage often becomes a complex issue that requires careful consideration.