Bock Mortgage Group - Michael Bock and Theresa NeSmith

Michael Bock November 28, 2024

Thank You for Your Trust and Support This Holiday Season

As we gather with family and friends this Thanksgiving, I want to take a moment to express my gratitude to all of my past and potential clients.

Michael Bock November 27, 2024

Why Tax Prep is Crucial for Mortgage Applicants

When you are preparing to buy a home, tax season should be on your radar as it plays a significant role in your mortgage application process. Whether you’re a first-time homebuyer or a seasoned investor, how you file your taxes can have a direct impact on the mortgage you qualify for.

Michael Bock November 26, 2024

A Deep Dive Into Bank Statement Second Mortgages for Self-Employed Individuals

If you’re self-employed or have an income that doesn’t fit traditional molds, securing financing for a home renovation or debt consolidation can seem daunting. However, bank statement second mortgages are designed to provide a viable solution for homeowners who don’t rely on conventional pay stubs, W-2 forms, or tax returns.

Michael Bock November 25, 2024

What’s Ahead For Mortgage Rates This Week – November 25th, 2024

Following the election results, the University of Michigan’s Consumer Sentiment Report painted a less-than-stellar picture, reflecting stagnation in sentiment. The prior week was relatively light, aside from the Consumer Sentiment data. However, the S&P PMI Industrial Numbers provided a brighter outlook, indicating some acceleration in manufacturing activity as the holiday season approaches. Looking ahead, the coming week is expected to deliver more significant data on inflation, including the Federal Reserve’s preferred inflation indicator, the PCI Index.

Michael Bock November 22, 2024

Key Professionals to Know When Building Your Homeowner Network

Owning a home is a rewarding milestone that symbolizes stability and personal achievement. It also comes with its fair share of challenges and responsibilities. Maintenance, emergencies, and long-term property planning require having the right professionals in your network to ensure a smooth homeownership experience.

Michael Bock November 21, 2024

Why Regular Home Maintenance Is More Than Just a Chore

Owning a home is huge and one of the most valuable investments many of us will ever make. Like any valuable asset, your home requires care and upkeep to ensure it stays in great condition, retains value, and remains a safe, comfortable haven.