Bock Mortgage Group - Michael Bock and Theresa NeSmith

Michael Bock April 16, 2024

Understanding Closing Costs When Buying a Home

Buying a home is an exciting journey, but it’s not without its twists and turns. One specific daunting aspect for many homebuyers is understanding the sphere of closing costs.

Michael Bock April 15, 2024

What’s Ahead For Mortgage Rates This Week – April 15th, 2024

The Consumer Price Index (CPI) is showing higher than expected inflation, and the Producer Price Index (PPI) is showing lower than expected inflation. The two are in conflict with each other; however, the Consumer Price Index is still the far greater indicator for inflation as it directly impacts the cost of living for everyone, not just production assets.

Michael Bock April 12, 2024

Find Something Wrong During a Home Inspection? How to Discuss Repairs or Defects with a Seller

When it comes to selling a home, it is a common belief that once the offer is accepted, there is nothing else to be negotiated. However, issues and obstacles that can arise during the home inspection can be a cause for discussion with the seller. Here are some tips in the event that the home inspection isn’t up to par.

Michael Bock April 11, 2024

Unlocking Home Equity With Home Equity Loans and HELOCs

Home equity loans and Home Equity Lines of Credit (HELOCs) are two avenues through which homeowners can tap into this valuable asset.

Michael Bock April 10, 2024

Negotiating Repairs After a Home Inspection

For many homebuyers, negotiating repairs after a home inspection can be a daunting task. However, with the right approach and some negotiation skills, you can ensure that your new home is in tip-top shape without breaking the bank.

Michael Bock April 9, 2024

3 Considerations When Making A Down Payment

When considering the journey of purchasing a new home, one of the fundamental decisions you’ll encounter revolves around determining the appropriate amount of money to allocate for your down payment. It’s a decision-making process that involves weighing the benefits of opting for a larger down payment against the potential advantages of utilizing some of those funds to purchase “discount points,” thereby reducing your interest rate.