Bock Mortgage Group - Michael Bock and Theresa NeSmith

Team Mortgage Mikes March 29, 2023

5 Tips for Crafting a Counter-offer That Doesn’t Scare Away a Potential Home Buyer

If you’ve recently put your home up for sale, one of the most exciting parts of the selling process is getting an offer. However, all is not said and done once you’ve received an offer, as you’ll probably want to negotiate a better price. If you’re wondering how you can counter without losing a potential buyer, here are some tips when the time comes to negotiate.

Team Mortgage Mikes March 27, 2023

What’s Ahead For Mortgage Rates This Week – March 27, 2023

Last week’s financial and economic reporting included readings on sales of new and previously-owned homes, along with weekly data on mortgage rates and jobless claims.

Team Mortgage Mikes March 24, 2023

3 Things That Will Absolutely Kill Your Chances for a Mortgage Approval

Avoid these three mortgage-killing habits while your lender evaluates your loan and you’ll quickly find yourself holding the keys to your new home.

Team Mortgage Mikes March 23, 2023

Mortgage Interest Rate Versus APR: What To Know

When you go through the process of applying for a mortgage, you need to make sure you understand all of the terms on the page. Two of the most common numbers you will come across include the mortgage rate and the APR. Many people associate both of these numbers with interest rates, but you will probably notice that they are not quite the same. What are the differences between these two numbers, and how are they going to impact your mortgage loan?

Team Mortgage Mikes March 22, 2023

Navigating A Market With Higher Interest Rate

Even though interest rates have gone up significantly during the past few months, there are still opportunities for you to find a home at a great price. The high interest rate can be discouraging for some people, but as long as you know how to navigate the market, you can still put yourself in a position to be successful.

Team Mortgage Mikes March 21, 2023

Understanding Mortgage Pre-Approvals and How to Avoid Being Declined for One

How does a mortgage pre-approval work, and how can you make sure you won’t be declined when you apply? Here’s what you need to know.