Bock Mortgage Group - Michael Bock and Theresa NeSmith

Team Mortgage Mikes January 26, 2023

Getting A Mortgage When Self-Employed: What You Need To Know

There is a common misconception that someone who is self-employed will not have the tax records or income necessary to qualify for a mortgage; however, that is not necessarily the case. In reality, if you are self-employed, there are a lot of home loan options available to you.

Team Mortgage Mikes January 25, 2023

On Time, Every Time: How Being Late on Monthly Payments Can Affect Your Mortgage

Are you the type of person that struggles with remembering to pay their bills on time? You’re not alone. People across the country regularly submit late monthly payments, inflicting terrible damage to their credit. Let’s take a quick look at how paying your monthly payments late can have a negative impact on your mortgage.

Team Mortgage Mikes January 24, 2023

What Is A Loan Contingency: An Overview

If you are in the process of looking for a new home, you need to find the right one to meet your needs. Sometimes, you want to learn more about specific properties before you decide if it is right for you.

Team Mortgage Mikes January 23, 2023

What’s Ahead For Mortgage Rates This Week – January 23, 2023

Last week’s economic reporting included readings from the National Association of Home Builders on U.S. housing markets, and Commerce Department data on housing starts and building permits issued.

Team Mortgage Mikes January 20, 2023

An Often-Overlooked Trick Can Help You Afford A Second House

The whole idea of investing is to use a portion of your money now to get more down the road. It is important for everyone to diversify their investments, and you might be thinking about buying a second house to do so. Investing in real estate is a goal that a lot of people have, but how can you get started? It was challenging enough to buy your first house, so how can you afford a second one?

Team Mortgage Mikes January 19, 2023

VA Loans: Are They Assumable?

Members of the military, their family members, and veterans have access to a unique mortgage option called a VA loan. This can be a strong option because it provides borrowers with an opportunity to purchase a house for less than 20 percent down. While not everyone is eligible for a VA loan, there are a lot of people who are wondering, are VA loans assumable? There are a few key points to keep in mind.