Credit Score Archives - Page 5 of 5

Team Mortgage Mikes April 13, 2021

Boosting Your Credit Score To Qualify For Better Rates

The better your credit score, the better the mortgage interest rate for which you should qualify. That can mean thousands of dollars saved over the life of the mortgage. If your credit score needs improving, get started prior to your search for a new home.

Team Mortgage Mikes March 26, 2021

What Are The Most Common Mistakes Homeowners Make When Refinancing?

There are lots of people who are looking to take advantage of low-interest rates to refinance their homes. This provides homeowners with an opportunity to save tens of thousands of dollars over the life of the loan. It could also allow homeowners to access equity to finance a home renovation or shave years off their mortgage. On the other hand, there are also a lot of people who make mistakes during the refinancing process. What are some of the mistakes that everyone should make sure they avoid?

Team Mortgage Mikes November 17, 2020

A Late Payment: Credit Score Impact

This has been a difficult year for everyone. There are lots of people who are worried that they might not be able to keep up with their mortgage payments. Small businesses have had to close their doors and numerous individuals have been laid off from work.

Team Mortgage Mikes July 29, 2020

Three Ways That Your Credit Score Affects Your Mortgage and Your Chance of Obtaining One!

Credit scores control so much of what we do in the world of finances, but what does your credit score really have to do with your mortgage? Here are three ways that your credit score could impact your mortgage application.

Team Mortgage Mikes February 27, 2020

Find The Best Mortgage Deal With A Few Simple Steps

Currently, this is a great time to be in the market for a new home. The interest rates on mortgages have fallen countless times over the past few years. Even though interest rates have been in the double-digits in the past, there are homeowners today who are able to agree to a mortgage for less than three percent.

Team Mortgage Mikes October 18, 2019

How To Get Your Free Annual Credit Report And Why You Need It

Your credit report influences whether or not you’ll qualify for a mortgage and what kind of interest you’ll pay on that loan. This isn’t something you can safely ignore. Smart homebuyers understand the importance of monitoring credit scores and credit reports. Here is some information about how to get your credit report.