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Michael Bock and Theresa NeSmith

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Team Mortgage Mikes June 8, 2023

Buying in a New Community: How to Meet and Make Friends with Your New Neighbors

One of the stresses of moving to a new area is giving up the familiarity that you have with your old neighbors and starting from scratch. Whether you’ve just moved to a different locale or you’re planning to relocate in the near future, there are some easy ways that you can make a home of your new neighborhood right from the start.

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Moving Tips

Team Mortgage Mikes April 12, 2023

How Young Is ‘Too Young’ to Buy Your First Home? Getting Started Early Has Its Ups and Downs

Many millennials are expected to enter the housing market in the next year with the interest rates still low. However, while it may be a good time, it does not necessarily mean that it’s the right time for you to make the investment. If you’re currently weighing your options when it comes to home ownership, here are some things to consider before you decide put the money down.

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Real Estate Tips

Team Mortgage Mikes February 17, 2023

Buying Your First Home? Here’s Why You’ll Need to Ensure You Have a Proper Home Inspection

At the point where the buyer finds a home and decides to make an offer, the contract should be written contingent on an acceptable inspection. If serious issues are found, the buyer has the options of requesting certain items to be fixed, to be compensated for the costs of repair, for a lower purchase price or to cancel the contract.

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Home Inspections

Team Mortgage Mikes February 1, 2023

Is It Worth It to Put More Than 20 Percent Down?

Are you thinking of buying a new home this spring or summer? If so, you’re not alone. Many thousands of individuals and families alike will become homeowners this year. Whether you’re a first-time buyer or a seasoned veteran of the housing market, you probably know there are significant choices to make. One of the big decisions you will have to ponder is how much you want to invest in your down payment.

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Down Payments, Home Buyer Tips

Team Mortgage Mikes December 27, 2022

4 Reasons Why Your Mortgage May Be Denied After Pre-approval

So you’ve been pre-approved for a mortgage – great! You’ve taken the first step toward becoming a homeowner. But before you start picking out china patterns, you’ll want to keep in mind that a pre-approval isn’t the same thing as a mortgage agreement. There’s still no guarantee that you’ll actually get a mortgage.

But why would a lender deny a mortgage after pre-approving a borrower? Here’s what you need to know.

Filed Under: Home Buyer Tips Tagged With: Home Buyer Tips, Mortgage Approval Issues, Mortgage Tips

Team Mortgage Mikes December 9, 2022

Buying a Home in a Fire Risk Area: Here’s What You Need to Know

Outside of the significant financial responsibility of delving into home ownership, there can also be a lot of other risks involved that you may not have thought about as a new homeowner. While the requirement of homeowner’s insurance is well known and guarding your house against theft can be commonplace, if you happen to be living in an area that’s at high risk of fire, here are some things to consider beforehand.

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Real Estate Tips

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Michael and Theresa Bock

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Michael Bock
Mortgage Loan Originator

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Michael NMLS #1749855
Theresa NMLS #1996065

Bock Mortgage Group

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Michael Bock | NMLS #1749855
Theresa Bock | NMLS #1996065
Licensed Mortgage Loan Originators
Bock Mortgage Group LLC. | NMLS# 2504921

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Florida · Clearwater, FL · Pinellas County, FL · Brandon, FL · Pasco, FL · Saint Petersburg, FL · Wesley Chapel, FL · Riverview, FL · Tampa, FL

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