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Michael Bock and Theresa NeSmith

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Team Mortgage Mikes February 5, 2021

Do You Need Mortgage Insurance Even if It’s Not Required by Your Lender? Let’s Take a Look

Most loan applications with less than 20% down payment are required to include mortgage insurance with the loan. However, mortgage insurance may still be needed, even if it’s not typically required by your lender.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Insurance, Mortgages

Team Mortgage Mikes October 9, 2020

Understanding Title Insurance and How It Impacts Your Mortgage Loan

Title insurance protects you and your lender from title disputes and other ownership issues that may arise. Here are just a few ways that title insurance can impact your mortgage.

Filed Under: Mortgage Tips Tagged With: Mortgage Insurance, Mortgages, Title Insurance

Team Mortgage Mikes August 14, 2020

The Importance of Reviewing Your Insurance Policies During The COVID-19 Pandemic

The COVID-19 pandemic has taken the world by storm. Millions of people all over the world have been infected and businesses have ground to a halt. During this time, it is important for everyone to take a breath, pause, and look at their insurance policies.

Filed Under: Mortagage Tips Tagged With: COVID19, Insurance Review, Mortgage Insurance

Team Mortgage Mikes June 30, 2020

A Breakdown – The Difference Between FHA, VA and USDA Mortgages

Are you thinking about using mortgage financing to buy a new home? If so, you’ve likely heard about mortgage insurance policies requirements and you may be wondering how they will affect you. In today’s blog post we’ll explore mortgage insurance and explain the difference between conventional, FHA, VA and USDA mortgage insurance policies.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Insurance, Mortgages

Team Mortgage Mikes June 23, 2020

What Is Mortgage Insurance?

When it comes to putting a down payment on a house, most lenders are going to ask for 20 percent; however, some lenders will be willing to accept a smaller down payment in exchange for something else. That something else is usually mortgage insurance. If a lender says they are asking for mortgage insurance, which is also shortened to PMI, it is important for everyone to know what this means.

Filed Under: Mortgage Tagged With: Insurances, Mortgage Insurance, PMI

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Michael and Theresa Bock

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Michael Bock
Mortgage Loan Originator

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Michael NMLS #1749855
Theresa NMLS #1996065

Bock Mortgage Group

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Michael Bock | NMLS #1749855
Theresa Bock | NMLS #1996065
Licensed Mortgage Loan Originators
Bock Mortgage Group LLC. | NMLS# 2504921

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Florida · Clearwater, FL · Pinellas County, FL · Brandon, FL · Pasco, FL · Saint Petersburg, FL · Wesley Chapel, FL · Riverview, FL · Tampa, FL

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