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Michael Bock and Theresa NeSmith

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Michael Bock December 14, 2023

Why You Need to Be Truthful on Your Mortgage Application

There are few things better than finding your dream home and being able to afford it, but simply because you’ve found the perfect place doesn’t mean you should stretch the truth. It might seem tempting to polish your mortgage application a little in the hopes of making a better impression, but here are a few reasons why you should stick to the truth when signing off on your home.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

Michael Bock December 13, 2023

4 Ways to Help Your Mortgage Transaction Close On Time

When you’ve finally found the home you’re looking for at the right price, it’s easy to think that the hard part is over; however, there’s still a lot to do in order to ensure your purchase goes through without a hitch. If you’re tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

Filed Under: Home Mortgage Tips Tagged With: Closing Costs, Home Mortgage Tips, Mortgage

Michael Bock December 12, 2023

Pre-approval vs. Pre-qualification

Pre-qualification and pre-approval are two terms commonly used in the context of obtaining a mortgage or other types of loans. While they may sound similar, they have different meanings.

Filed Under: Home Mortgages Tagged With: Mortgage, Pre Approval, Pre-qualification

Michael Bock December 7, 2023

How Do Mortgage Points Cut Your Interest Costs?

Those who are involved in the real estate industry likely know that mortgage rates are at an all-time low. At the same time, nobody wants to pay more for a house than they have to. Some of the most important factors that dictate how much someone is going to pay for a house include points and interest rates.

Filed Under: Mortgage Tagged With: Financing Options, Interest Rates, Mortgage

Michael Bock December 6, 2023

You Ask, We Answer: What Are the Pros and Cons of Private Mortgage Insurance?

It’s easy to get Private Mortgage Insurance (PMI) confused with homeowners’ insurance, but PMI is an entirely different thing that may or may not be necessary when it comes to your home purchase. If you’re going to be investing in a home in the near future and are wondering what PMI may mean for you, here are some things to consider regarding this type of insurance.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Insurance

Michael Bock November 30, 2023

Negotiating Homebuying Costs: Securing Your Dream Home at the Right Price

Buying a home is one of life’s significant milestones, but it often comes with a significant price tag. Fortunately, the sticker price on a house isn’t always set in stone. When buying a home, negotiating certain costs can save you a significant amount of money.

Filed Under: Home Buyer Tips Tagged With: Home Buying Tip, Mortgage, Negotiate

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Michael and Theresa Bock

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Michael Bock
Mortgage Loan Originator

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Michael NMLS #1749855
Theresa NMLS #1996065

Bock Mortgage Group

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Michael Bock | NMLS #1749855
Theresa Bock | NMLS #1996065
Licensed Mortgage Loan Originators
Bock Mortgage Group LLC. | NMLS# 2504921

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Florida · Clearwater, FL · Pinellas County, FL · Brandon, FL · Pasco, FL · Saint Petersburg, FL · Wesley Chapel, FL · Riverview, FL · Tampa, FL

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