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Michael Bock and Theresa NeSmith

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Team Mortgage Mikes June 20, 2023

Legal Documents You Need When Buying a House

You will need to provide several documents to your lender and the seller. The specific documents required may vary depending on the lender and the type of loan you are applying for, but here are some of the most common documents you may need.

Filed Under: Home Mortgage Tips Tagged With: Documents, Mortgage, Mortgage Loans

Team Mortgage Mikes June 16, 2023

How Do You Make A Household Budget

Dealing with debt can be challenging but incorporating it into your budgeting strategy can help you regain control of your finances. Here are some steps you can take to effectively manage your debt while budgeting:

Filed Under: Mortgage Tagged With: Budget, Debt, Mortgage

Team Mortgage Mikes June 15, 2023

The Most Common Dangerous Home Issues

Leaving home issues unchecked can cause significant damage to your property and if you’re planning to sell your home in the future, it’s important to ensure that it’s free of dangerous issues that could affect its value.

Filed Under: Around The Home Tagged With: Carbon Monoxide Poisoning, Home Dangers, Mortgage

Team Mortgage Mikes June 14, 2023

A Comprehensive Guide to Choosing the Best Mortgage Options for Unique Circumstances

Securing a mortgage is a significant financial decision, and choosing the right option can have a lasting impact on your future. Each individual’s circumstances are unique, and finding the best mortgage for your needs requires careful consideration. Whether you’re a first-time homebuyer, have a less-than-ideal credit score, or are looking for specific loan terms, this comprehensive guide will assist you in navigating the process and making an informed decision.

Filed Under: Home Mortgages Tagged With: Mortgage, Mortgage Options

Team Mortgage Mikes June 9, 2023

Will Pre-Approval for a Mortgage Hurt My Credit Score?

To understand how pre-approval affects your credit, we need to discuss credit inquiries. When you apply for credit, such as a loan or credit card, the lender typically pulls your credit report to assess your creditworthiness. These inquiries are categorized as either “hard” or “soft.”

Filed Under: Mortgage Tagged With: Credit Score, Mortgage, Pre Approval

Team Mortgage Mikes June 7, 2023

What You Need To Know About Your Home Appraisal And Your Mortgage

When buying a home, there are certain steps a buyer should go through before the home sale is official. First the buyer makes the offer, then the offer is accepted.

Filed Under: Mortgage Tagged With: Appraisal, Mortgage, Value

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Michael and Theresa Bock

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Michael Bock
Mortgage Loan Originator

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Michael NMLS #1749855
Theresa NMLS #1996065

Bock Mortgage Group

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Michael Bock | NMLS #1749855
Theresa Bock | NMLS #1996065
Licensed Mortgage Loan Originators
Bock Mortgage Group LLC. | NMLS# 2504921

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Florida · Clearwater, FL · Pinellas County, FL · Brandon, FL · Pasco, FL · Saint Petersburg, FL · Wesley Chapel, FL · Riverview, FL · Tampa, FL

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