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Michael Bock and Theresa NeSmith

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Michael Bock June 27, 2025

From Pre-Approval to Closing What to Expect in the Mortgage Journey

June is National Homeownership Month, making it the perfect time to understand the full path to homeownership. If you are planning to buy a home, especially for the first time, knowing what to expect during the mortgage process can take away much of the stress. This guide walks you through each step and highlights how working with the right mortgage professional keeps everything on track.

Filed Under: Mortgage Tagged With: Mortgage Journey, National Homeownership Month, Pre-Approval To Closing

Michael Bock June 26, 2025

How HomeReady and Home Possible Mortgages Open Doors During National Homeownership Month

June is National Homeownership Month, a time to spotlight the programs that make owning a home more accessible to more people. While many potential buyers believe they need perfect credit or a large down payment, programs like HomeReady(R) and Home Possible(R) prove otherwise. As a mortgage originator, I see firsthand how these affordable loan options can turn homeownership from a dream into a reality.

Filed Under: Mortgage Tagged With: Home Possible Loan, Home Ready Loan, National Homeownership Month

Michael Bock June 25, 2025

How Homeownership Builds Generational Wealth – A Message for National Homeownership Month

June is National Homeownership Month, a time to celebrate the lasting impact that owning a home can have on individuals and families. One of the most powerful benefits of homeownership is the ability to build equity. As you make mortgage payments, you are gradually increasing your ownership stake in the property. This equity becomes a form of forced savings and can be used in the future for things like education, home improvements, or retirement. Unlike rent, which builds no future value, mortgage payments create wealth over time.

Filed Under: Mortgage Tips Tagged With: Family Legacy, Generational Wealth, National Homeownership Month

Michael Bock June 24, 2025

Renting vs. Owning the National Homeownership Month Edition

June is National Homeownership Month and there is no better time to look at the long-term financial benefits of owning a home compared to renting. As a mortgage professional, I often speak with clients who are unsure whether to keep renting or make the leap into homeownership. The decision can feel overwhelming, but when you break down the numbers and look at the bigger picture, the advantages of buying a home are clear.

Filed Under: Mortgage Tips Tagged With: Homeownership Matters, National Homeownership Month, Rent vs Own

Michael Bock June 18, 2025

Celebrating National Homeownership Month and How First-Time Buyer Programs Make It Possible

June is National Homeownership Month, a time to celebrate the dream of owning a home and spotlight the many programs designed to help first-time buyers turn that dream into reality. For many Americans, the biggest challenge to buying a home is coming up with the funds for a down payment or qualifying for a loan. Fortunately, there are a wide variety of mortgage options and assistance programs available to make homeownership more achievable.

Filed Under: Home Buyer Tips Tagged With: First Time Buyer, Homeownership Dream, National Homeownership Month

Michael Bock June 17, 2025

The Emotional Rewards of Homeownership and Why It’s Worth Celebrating in June

June is National Homeownership Month, a time not only to talk about the practical steps toward owning a home but also to reflect on the emotional rewards that make the journey worth it. As a mortgage professional, I spend a lot of time working with numbers such as credit scores, down payments, and interest rates. But the most powerful part of homeownership is what cannot be measured with a calculator.

Filed Under: Real Estate Tagged With: Emotional Value Of Home, National Homeownership Month, Why We Own

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Michael Bock
Mortgage Loan Originator

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Michael NMLS #1749855
Theresa NMLS #1996065

Bock Mortgage Group

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Michael Bock | NMLS #1749855
Theresa Bock | NMLS #1996065
Licensed Mortgage Loan Originators
Bock Mortgage Group LLC. | NMLS# 2504921

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Florida · Clearwater, FL · Pinellas County, FL · Brandon, FL · Pasco, FL · Saint Petersburg, FL · Wesley Chapel, FL · Riverview, FL · Tampa, FL

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